This week I’m sharing with you my best ideas on how you can make this Christmas a frugal and a more joyful one.
Today, is frugal Christmas idea #4 - Trim your list and trim your budget.
If you sit down and write out all the people you plan to buy Christmas presents for this year, how many people are on that list? Is there anyone on that list that should be downshifted to a card or a Christmas letter?
Are there siblings, friends or co-workers on there where maybe you could go to coffee or do a group lunch in lieu of exchanging gifts? If you broach the subject with them and say you would rather spend some quality time together instead of exchanging gifts, what are the odds that they too, will be relieved?
Trimming your list of people to buy gifts for will naturally trim your budget, but it’s also important to set a realistic budget for Christmas with the list of people that remain. Setting a budget is vitally important even if you can afford not to, because it will prevent materialism from taking over this Christmas. And if Christmas tends to plunge you into credit card debt after the holidays, even more reason to trim your list and set a budget that you...and your bank account...can live with.
That’s it for today. Thanks for listening. My name is Ashley Micciche and this is the One Minute Retirement Tip.
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